1.95% (First year)


$ 367 (First year)


No Lock-in Lock-in Period
Board Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • Board + 1.950% = 1.95%
    • $ 367/mth
    • Year 2
    • Board + 1.950% = 1.95%
    • $ 367/mth
    • Year 3
    • Board + 1.950% = 1.95%
    • $ 367/mth
    • Year 4
    • Board + 1.950% = 1.95%
    • $ 367/mth
    • Year 5
    • Board + 1.950% = 1.95%
    • $ 367/mth
    • Year 6+
    • Board + 1.950% = 1.95%
    • $ 367/mth


1.95% (First year)


$ 367 (First year)


No Lock-in Lock-in Period
MBR(OCBC) Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth
    • Year 2
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth
    • Year 3
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth
    • Year 4
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth
    • Year 5
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth
    • Year 6+
    • MBR(OCBC) + 0.400% = 1.95%
    • $ 367/mth


1.96% (First year)


$ 368 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max loan tenure for HDB = 30 years
  • - One time free conversion
  • - Savings Account will earn interest of 50% of the home loan rate to offset home loan interest
  • - For CitiGold Only

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.200% = 1.96%
    • $ 368/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.400% = 2.16%
    • $ 377/mth
    • Year 4
    • 1M SIBOR + 0.600% = 2.36%
    • $ 386/mth
    • Year 5
    • 1M SIBOR + 0.600% = 2.36%
    • $ 386/mth
    • Year 6+
    • 1M SIBOR + 0.600% = 2.36%
    • $ 386/mth


1.96% (First year)


$ 368 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max loan tenure for HDB = 30 years
  • - One time free conversion within 6 months from TOP
  • - Savings Account will earn interest of 50% of the home loan rate to offset home loan interest

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.200% = 1.96%
    • $ 368/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth
    • Year 5
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth
    • Year 6+
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth


2.00% (First year)


$ 370 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 2
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 3
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 4
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 5
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 6+
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth


2.00% (First year)


$ 370 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 2
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 3
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 4
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 5
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth
    • Year 6+
    • FDR36(SCB) + 1.030% = 2.00%
    • $ 370/mth


2.00% (First year)


$ 370 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • Board + 2.000% = 2.00%
    • $ 370/mth
    • Year 2
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 3
    • Board + 2.500% = 2.50%
    • $ 394/mth
    • Year 4
    • Board + 3.500% = 3.50%
    • $ 443/mth
    • Year 5
    • Board + 3.500% = 3.50%
    • $ 443/mth
    • Year 6+
    • Board + 3.500% = 3.50%
    • $ 443/mth


2.01% (First year)


$ 370 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For HSCB Premier Customer

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 4
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 5
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 6+
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth


2.01% (First year)


$ 370 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For HSBC Premier Customer

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 4
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 5
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 6+
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth


2.01% (First year)


$ 370 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion ($1m above)

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 5
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 6+
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth


2.01% (First year)


$ 370 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 5
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 6+
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth


2.01% (First year)


$ 370 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max loan tenure for HDB = 30 years
  • - One time free conversion
  • - Savings Account will earn interest of 50% of the home loan rate to offset home loan interest

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 3
    • 1M SIBOR + 0.400% = 2.16%
    • $ 377/mth
    • Year 4
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 5
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 6+
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth


2.01% (First year)


$ 370 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • -

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.250% = 2.01%
    • $ 370/mth
    • Year 2
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 3
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 4
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth
    • Year 5
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth
    • Year 6+
    • 1M SIBOR + 0.600% = 2.36%
    • $ 387/mth


2.05% (First year)


$ 372 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 2
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 3
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 4
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 5
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 6+
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth


2.05% (First year)


$ 372 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 2
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 3
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 4
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 5
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 6+
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth


2.05% (First year)


$ 372 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 2
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 3
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 4
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 5
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 6+
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth


2.05% (First year)


$ 372 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 2
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 3
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 4
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 5
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth
    • Year 6+
    • FDR36(SCB) + 1.080% = 2.05%
    • $ 372/mth


2.05% (First year)


$ 372 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • Board + 2.050% = 2.05%
    • $ 372/mth
    • Year 2
    • Board + 2.050% = 2.05%
    • $ 372/mth
    • Year 3
    • Board + 2.050% = 2.05%
    • $ 372/mth
    • Year 4
    • Board + 2.380% = 2.38%
    • $ 387/mth
    • Year 5
    • Board + 2.380% = 2.38%
    • $ 387/mth
    • Year 6+
    • Board + 2.380% = 2.38%
    • $ 387/mth


2.05% (First year)


$ 372 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.050% = 2.05%
    • $ 372/mth
    • Year 2
    • Board + 2.150% = 2.15%
    • $ 377/mth
    • Year 3
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 436/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 436/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 436/mth


2.06% (First year)


$ 373 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 2
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 5
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 6+
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth


2.06% (First year)


$ 373 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 2
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 5
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 6+
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth


2.06% (First year)


$ 373 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For HSBC Advance Customer

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 2
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth
    • Year 5
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth
    • Year 6+
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth


2.06% (First year)


$ 373 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For HSCB Advance Customer

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 2
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 3
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 4
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth
    • Year 5
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth
    • Year 6+
    • 1M SIBOR + 0.700% = 2.46%
    • $ 391/mth


2.06% (First year)


$ 373 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max loan tenure for HDB = 30 years
  • - One time free conversion
  • - Savings Account will earn interest of 50% of the home loan rate to offset home loan interest
  • - For CitiGold Only

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.300% = 2.06%
    • $ 373/mth
    • Year 2
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 5
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth
    • Year 6+
    • 1M SIBOR + 0.650% = 2.41%
    • $ 389/mth


2.08% (First year)


$ 374 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • For own business use

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 3
    • Board + 2.380% = 2.38%
    • $ 388/mth
    • Year 4
    • Board + 6.500% = 6.50%
    • $ 608/mth
    • Year 5
    • Board + 6.500% = 6.50%
    • $ 608/mth
    • Year 6+
    • Board + 6.500% = 6.50%
    • $ 608/mth


2.08% (First year)


$ 374 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 3
    • Board + 2.600% = 2.60%
    • $ 399/mth
    • Year 4
    • Board + 2.880% = 2.88%
    • $ 412/mth
    • Year 5
    • Board + 2.880% = 2.88%
    • $ 412/mth
    • Year 6+
    • Board + 2.880% = 2.88%
    • $ 412/mth


2.08% (First year)


$ 374 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 3
    • Board + 2.280% = 2.28%
    • $ 383/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.08% (First year)


$ 374 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • Facility Fee: $1,000
  • valid till 30th October 2018

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 3
    • Board + 2.580% = 2.58%
    • $ 398/mth
    • Year 4
    • Board + 6.000% = 6.00%
    • $ 579/mth
    • Year 5
    • Board + 6.000% = 6.00%
    • $ 579/mth
    • Year 6+
    • Board + 6.000% = 6.00%
    • $ 579/mth


2.08% (First year)


$ 374 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • For Owners Occupation

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 383/mth
    • Year 3
    • Board + 2.480% = 2.48%
    • $ 393/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 456/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 456/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 456/mth


2.08% (First year)


$ 374 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • For Owners Occupation

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 383/mth
    • Year 3
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 458/mth


2.08% (First year)


$ 374 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 388/mth
    • Year 3
    • Board + 2.480% = 2.48%
    • $ 393/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 456/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 456/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 456/mth


2.08% (First year)


$ 374 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • Board + 2.080% = 2.08%
    • $ 374/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 388/mth
    • Year 3
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 458/mth


2.08% (First year)


$ 374 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion ($1m above)

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.200% = 2.08%
    • $ 374/mth
    • Year 2
    • 3M SIBOR + 0.200% = 2.08%
    • $ 374/mth
    • Year 3
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 4
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 5
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 6+
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth


2.08% (First year)


$ 374 (First year)


No Lock-in Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.200% = 2.08%
    • $ 374/mth
    • Year 2
    • 3M SIBOR + 0.200% = 2.08%
    • $ 374/mth
    • Year 3
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 4
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 5
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 6+
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth


2.10% (First year)


$ 375 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 2
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 3
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 4
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 5
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 6+
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth


2.10% (First year)


$ 375 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 2
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 3
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 4
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 5
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth
    • Year 6+
    • FDR36(SCB) + 1.130% = 2.10%
    • $ 375/mth


2.10% (First year)


$ 375 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Commitment Fee (Non-refundable)0.02% of the loan amount, subject to minimum of $200PPR.

RATES AND PAYMENTS

    • Year 1
    • Board + 2.100% = 2.10%
    • $ 375/mth
    • Year 2
    • Board + 2.100% = 2.10%
    • $ 375/mth
    • Year 3
    • Board + 2.430% = 2.43%
    • $ 390/mth
    • Year 4
    • Board + 3.330% = 3.33%
    • $ 434/mth
    • Year 5
    • Board + 3.330% = 3.33%
    • $ 434/mth
    • Year 6+
    • Board + 3.330% = 3.33%
    • $ 434/mth


2.10% (First year)


$ 375 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Equity loan only

RATES AND PAYMENTS

    • Year 1
    • Board + 2.100% = 2.10%
    • $ 375/mth
    • Year 2
    • Board + 2.100% = 2.10%
    • $ 375/mth
    • Year 3
    • Board + 2.430% = 2.43%
    • $ 390/mth
    • Year 4
    • Board + 3.330% = 3.33%
    • $ 434/mth
    • Year 5
    • Board + 3.700% = 3.70%
    • $ 452/mth
    • Year 6+
    • Board + 3.700% = 3.70%
    • $ 452/mth


2.11% (First year)


$ 375 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion ($1m above)

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 2
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 5
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 6+
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth


2.11% (First year)


$ 375 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 2
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 5
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 6+
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth


2.11% (First year)


$ 375 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Max loan tenure for HDB = 30 years
  • - One time free conversion
  • - Savings Account will earn interest of 50% of the home loan rate to offset home loan interest

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 2
    • 1M SIBOR + 0.350% = 2.11%
    • $ 375/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.700% = 2.46%
    • $ 392/mth
    • Year 5
    • 1M SIBOR + 0.700% = 2.46%
    • $ 392/mth
    • Year 6+
    • 1M SIBOR + 0.700% = 2.46%
    • $ 392/mth


2.12% (First year)


$ 376 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.120% = 2.12%
    • $ 376/mth
    • Year 2
    • Board + 2.220% = 2.22%
    • $ 381/mth
    • Year 3
    • Board + 2.320% = 2.32%
    • $ 385/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.13% (First year)


$ 376 (First year)


No Lock-in Lock-in Period
FHR8(DBS) Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years.

RATES AND PAYMENTS

    • Year 1
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth
    • Year 2
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth
    • Year 3
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth
    • Year 4
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth
    • Year 5
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth
    • Year 6+
    • FHR8(DBS) + 1.450% = 2.13%
    • $ 376/mth


2.13% (First year)


$ 376 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 2
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 3
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 4
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 5
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 6+
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth


2.13% (First year)


$ 376 (First year)


No Lock-in Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 2
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 3
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 4
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 5
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 6+
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth


2.13% (First year)


$ 376 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion ($1m above)

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 2
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 3
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 4
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 5
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 6+
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth


2.13% (First year)


$ 376 (First year)


No Lock-in Lock-in Period
3M SIBOR Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 2
    • 3M SIBOR + 0.250% = 2.13%
    • $ 376/mth
    • Year 3
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 4
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 5
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 6+
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth


2.15% (First year)


$ 377 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 2
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 3
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 4
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 5
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 6+
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth


2.15% (First year)


$ 377 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 2
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 3
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 4
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 5
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth
    • Year 6+
    • FDR36(SCB) + 1.180% = 2.15%
    • $ 377/mth


2.15% (First year)


$ 377 (First year)


2 years Lock-in Period
MR(UOB) Rate Type

FEATURES

  • - Maximum loan tenure for HDB is 30 years.
  • - HDB Min Loan $80,000

RATES AND PAYMENTS

    • Year 1
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 2
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 3
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 4
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth
    • Year 5
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth
    • Year 6+
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth


2.15% (First year)


$ 377 (First year)


No Lock-in Lock-in Period
MR(UOB) Rate Type

FEATURES

  • - Maximum loan tenure for HDB is 30 years.
  • - HDB Min Loan $80,000

RATES AND PAYMENTS

    • Year 1
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 2
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 3
    • MR(UOB) + 1.300% = 2.15%
    • $ 377/mth
    • Year 4
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth
    • Year 5
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth
    • Year 6+
    • MR(UOB) + 1.500% = 2.35%
    • $ 386/mth


2.15% (First year)


$ 377 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.150% = 2.15%
    • $ 377/mth
    • Year 2
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 3
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.15% (First year)


$ 377 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.150% = 2.15%
    • $ 377/mth
    • Year 2
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 3
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.16% (First year)


$ 378 (First year)


1 year Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Maximum loan tenure for HDB is 30 years.
  • - HDB Min Loan $80,000

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 2
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 3
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 4
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 5
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 6+
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth


2.16% (First year)


$ 378 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • - Maximum loan tenure for HDB is 30 years.
  • - HDB Min Loan $80,000

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 2
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 3
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 4
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 5
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth
    • Year 6+
    • 1M SIBOR + 0.400% = 2.16%
    • $ 378/mth


2.18% (First year)


$ 379 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • CFR currently at 6.25%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 2
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 3
    • Board + 2.880% = 2.88%
    • $ 413/mth
    • Year 4
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth
    • Year 5
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth
    • Year 6+
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth


2.18% (First year)


$ 379 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 2.380% = 2.38%
    • $ 388/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.18% (First year)


$ 379 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • For business own use

RATES AND PAYMENTS

    • Year 1
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 6.500% = 6.50%
    • $ 616/mth
    • Year 4
    • Board + 6.500% = 6.50%
    • $ 616/mth
    • Year 5
    • Board + 6.500% = 6.50%
    • $ 616/mth
    • Year 6+
    • Board + 6.500% = 6.50%
    • $ 616/mth


2.18% (First year)


$ 379 (First year)


2 years Lock-in Period
Fixed Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • Fixed Rate = 2.18%
    • $ 379/mth
    • Year 2
    • Fixed Rate = 2.38%
    • $ 389/mth
    • Year 3
    • Board + 2.580% = 2.58%
    • $ 398/mth
    • Year 4
    • Board + 3.000% = 3.00%
    • $ 419/mth
    • Year 5
    • Board + 3.000% = 3.00%
    • $ 419/mth
    • Year 6+
    • Board + 3.000% = 3.00%
    • $ 419/mth


2.18% (First year)


$ 379 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • Owners Occupation

RATES AND PAYMENTS

    • Year 1
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 3
    • Board + 2.680% = 2.68%
    • $ 403/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 457/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 457/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 457/mth


2.18% (First year)


$ 379 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Owners Occupation

RATES AND PAYMENTS

    • Year 1
    • Board + 2.180% = 2.18%
    • $ 379/mth
    • Year 2
    • Board + 2.480% = 2.48%
    • $ 394/mth
    • Year 3
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 458/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 458/mth


2.20% (First year)


$ 380 (First year)


No Lock-in Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • -MortgageOne Interest offset feature (Private Only)
  • - One Time Free Conversion

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 2
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 3
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 4
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 5
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 6+
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth


2.20% (First year)


$ 380 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • - Max Tenure for HDB Loan = 30 years
  • -MortgageOne Interest offset feature (Private Only)

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 2
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 3
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 4
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 5
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth
    • Year 6+
    • FDR36(SCB) + 1.230% = 2.20%
    • $ 380/mth


2.21% (First year)


$ 380 (First year)


2 years Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For All Customers

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 2
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 5
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 6+
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth


2.21% (First year)


$ 380 (First year)


No Lock-in Lock-in Period
1M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years
  • For All Customer

RATES AND PAYMENTS

    • Year 1
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 2
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 3
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 4
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 5
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth
    • Year 6+
    • 1M SIBOR + 0.450% = 2.21%
    • $ 380/mth


2.22% (First year)


$ 381 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.220% = 2.22%
    • $ 381/mth
    • Year 2
    • Board + 2.320% = 2.32%
    • $ 386/mth
    • Year 3
    • Board + 2.420% = 2.42%
    • $ 391/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.23% (First year)


$ 381 (First year)


No Lock-in Lock-in Period
3M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 2
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 3
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 4
    • 3M SIBOR + 0.400% = 2.28%
    • $ 384/mth
    • Year 5
    • 3M SIBOR + 0.500% = 2.38%
    • $ 388/mth
    • Year 6+
    • 3M SIBOR + 0.500% = 2.38%
    • $ 388/mth


2.23% (First year)


$ 381 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date
  • Partial payment <50% of original loan amount, penalty will be waived

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 2
    • 3M SIBOR + 0.450% = 2.33%
    • $ 386/mth
    • Year 3
    • 3M SIBOR + 0.500% = 2.38%
    • $ 389/mth
    • Year 4
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 5
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 6+
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth


2.23% (First year)


$ 381 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date
  • Partial payment <50% of original loan amount, penalty will be waived

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 2
    • 3M SIBOR + 0.450% = 2.33%
    • $ 386/mth
    • Year 3
    • 3M SIBOR + 0.500% = 2.38%
    • $ 389/mth
    • Year 4
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 5
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 6+
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth


2.23% (First year)


$ 381 (First year)


2 years Lock-in Period
3M SIBOR Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • 3M SIBOR + 0.350% = 2.23%
    • $ 381/mth
    • Year 2
    • 3M SIBOR + 0.450% = 2.33%
    • $ 386/mth
    • Year 3
    • 3M SIBOR + 0.500% = 2.38%
    • $ 389/mth
    • Year 4
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 5
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth
    • Year 6+
    • 3M SIBOR + 0.600% = 2.48%
    • $ 393/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
FDR36(SCB) Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • For own business use.

RATES AND PAYMENTS

    • Year 1
    • FDR36(SCB) + 1.280% = 2.25%
    • $ 382/mth
    • Year 2
    • FDR36(SCB) + 1.280% = 2.25%
    • $ 382/mth
    • Year 3
    • FDR36(SCB) + 1.780% = 2.75%
    • $ 407/mth
    • Year 4
    • FDR36(SCB) + 1.780% = 2.75%
    • $ 407/mth
    • Year 5
    • FDR36(SCB) + 1.780% = 2.75%
    • $ 407/mth
    • Year 6+
    • FDR36(SCB) + 1.780% = 2.75%
    • $ 407/mth


2.25% (First year)


$ 382 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.300% = 2.30%
    • $ 385/mth
    • Year 3
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 3
    • Board + 2.450% = 2.45%
    • $ 392/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • Min Loan $600k for subsidy

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 3
    • Board + 2.450% = 2.45%
    • $ 392/mth
    • Year 4
    • Board + 4.680% = 4.68%
    • $ 505/mth
    • Year 5
    • Board + 4.680% = 4.68%
    • $ 505/mth
    • Year 6+
    • Board + 4.680% = 4.68%
    • $ 505/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.500% = 2.50%
    • $ 395/mth
    • Year 3
    • Board + 3.000% = 3.00%
    • $ 420/mth
    • Year 4
    • Board + 3.500% = 3.50%
    • $ 445/mth
    • Year 5
    • Board + 3.500% = 3.50%
    • $ 445/mth
    • Year 6+
    • Board + 3.500% = 3.50%
    • $ 445/mth


2.25% (First year)


$ 382 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • For Investment Purposes

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.500% = 2.50%
    • $ 395/mth
    • Year 3
    • Board + 3.000% = 3.00%
    • $ 420/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 457/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 457/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 457/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Processing Fee: For loan size ≤ $1,000,000, $1,000
  • Processing Fee: For loan size > $1,000,000, $2,000

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.500% = 2.50%
    • $ 395/mth
    • Year 3
    • Board + 3.500% = 3.50%
    • $ 445/mth
    • Year 4
    • Board + 4.000% = 4.00%
    • $ 471/mth
    • Year 5
    • Board + 4.000% = 4.00%
    • $ 471/mth
    • Year 6+
    • Board + 4.000% = 4.00%
    • $ 471/mth


2.25% (First year)


$ 382 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • For Investment Purposes

RATES AND PAYMENTS

    • Year 1
    • Board + 2.250% = 2.25%
    • $ 382/mth
    • Year 2
    • Board + 2.500% = 2.50%
    • $ 395/mth
    • Year 3
    • Board + 3.750% = 3.75%
    • $ 459/mth
    • Year 4
    • Board + 3.750% = 3.75%
    • $ 459/mth
    • Year 5
    • Board + 3.750% = 3.75%
    • $ 459/mth
    • Year 6+
    • Board + 3.750% = 3.75%
    • $ 459/mth


2.26% (First year)


$ 383 (First year)


2 years Lock-in Period
FHR8(DBS) Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years.

RATES AND PAYMENTS

    • Year 1
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth
    • Year 2
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth
    • Year 3
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth
    • Year 4
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth
    • Year 5
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth
    • Year 6+
    • FHR8(DBS) + 1.580% = 2.26%
    • $ 383/mth


2.27% (First year)


$ 383 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.270% = 2.27%
    • $ 383/mth
    • Year 2
    • Board + 2.310% = 2.31%
    • $ 385/mth
    • Year 3
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.28% (First year)


$ 384 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • For own business use

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 2.580% = 2.58%
    • $ 398/mth
    • Year 4
    • Board + 6.500% = 6.50%
    • $ 609/mth
    • Year 5
    • Board + 6.500% = 6.50%
    • $ 609/mth
    • Year 6+
    • Board + 6.500% = 6.50%
    • $ 609/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • CFR currently at 6.25%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 2.880% = 2.88%
    • $ 413/mth
    • Year 4
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth
    • Year 5
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth
    • Year 6+
    • 3M SIBOR + 3.000% = 4.88%
    • $ 517/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
MR(UOB) Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • MR(UOB) + 1.430% = 2.28%
    • $ 384/mth
    • Year 2
    • MR(UOB) + 1.430% = 2.28%
    • $ 384/mth
    • Year 3
    • MR(UOB) + 2.150% = 3.00%
    • $ 419/mth
    • Year 4
    • MR(UOB) + 2.150% = 3.00%
    • $ 419/mth
    • Year 5
    • MR(UOB) + 2.150% = 3.00%
    • $ 419/mth
    • Year 6+
    • MR(UOB) + 2.150% = 3.00%
    • $ 419/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Facility Fee: $1,000
  • valid till 30th October 2018

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 3.380% = 3.38%
    • $ 439/mth
    • Year 4
    • Board + 6.000% = 6.00%
    • $ 581/mth
    • Year 5
    • Board + 6.000% = 6.00%
    • $ 581/mth
    • Year 6+
    • Board + 6.000% = 6.00%
    • $ 581/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 4
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 5
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 6+
    • Board + 4.880% = 4.88%
    • $ 520/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Interest rate: RG 1 - 3 ( Subject to profile of company)
  • LTV 80% ~ 90%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 4
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 5
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 6+
    • Board + 4.880% = 4.88%
    • $ 520/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Interest rate: RG 1 - RG5
  • ( Subject to profile of company)
  • LTV < 80%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 4
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 5
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 6+
    • Board + 4.880% = 4.88%
    • $ 520/mth


2.28% (First year)


$ 384 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Interest rate: RG 1 - RG5
  • ( Subject to profile of company)
  • LTV < 80%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 3
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 4
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 5
    • Board + 4.880% = 4.88%
    • $ 520/mth
    • Year 6+
    • Board + 4.880% = 4.88%
    • $ 520/mth


2.28% (First year)


$ 384 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • Min Loan $600k for subsidy

RATES AND PAYMENTS

    • Year 1
    • Board + 2.280% = 2.28%
    • $ 384/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 3
    • Board + 2.480% = 2.48%
    • $ 394/mth
    • Year 4
    • Board + 4.680% = 4.68%
    • $ 506/mth
    • Year 5
    • Board + 4.680% = 4.68%
    • $ 506/mth
    • Year 6+
    • Board + 4.680% = 4.68%
    • $ 506/mth


2.28% (First year)


$ 384 (First year)


1 year Lock-in Period
MR(UOB) Rate Type

FEATURES

RATES AND PAYMENTS

    • Year 1
    • MR(UOB) + 1.430% = 2.28%
    • $ 384/mth
    • Year 2
    • MR(UOB) + 1.730% = 2.58%
    • $ 399/mth
    • Year 3
    • MR(UOB) + 2.150% = 3.00%
    • $ 420/mth
    • Year 4
    • MR(UOB) + 2.150% = 3.00%
    • $ 420/mth
    • Year 5
    • MR(UOB) + 2.150% = 3.00%
    • $ 420/mth
    • Year 6+
    • MR(UOB) + 2.150% = 3.00%
    • $ 420/mth


2.29% (First year)


$ 384 (First year)


No Lock-in Lock-in Period
6M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date

RATES AND PAYMENTS

    • Year 1
    • 6M SIBOR + 0.350% = 2.29%
    • $ 384/mth
    • Year 2
    • 6M SIBOR + 0.350% = 2.29%
    • $ 384/mth
    • Year 3
    • 6M SIBOR + 0.350% = 2.29%
    • $ 384/mth
    • Year 4
    • 6M SIBOR + 0.400% = 2.34%
    • $ 387/mth
    • Year 5
    • 6M SIBOR + 0.500% = 2.44%
    • $ 391/mth
    • Year 6+
    • 6M SIBOR + 0.500% = 2.44%
    • $ 391/mth


2.29% (First year)


$ 384 (First year)


2 years Lock-in Period
6M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date
  • Partial payment <50% of original loan amount, penalty will be waived

RATES AND PAYMENTS

    • Year 1
    • 6M SIBOR + 0.350% = 2.29%
    • $ 384/mth
    • Year 2
    • 6M SIBOR + 0.450% = 2.39%
    • $ 389/mth
    • Year 3
    • 6M SIBOR + 0.500% = 2.44%
    • $ 392/mth
    • Year 4
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth
    • Year 5
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth
    • Year 6+
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth


2.29% (First year)


$ 384 (First year)


2 years Lock-in Period
6M SIBOR Rate Type

FEATURES

  • Partial payment allowed on review date
  • Partial payment <50% of original loan amount, penalty will be waived

RATES AND PAYMENTS

    • Year 1
    • 6M SIBOR + 0.350% = 2.29%
    • $ 384/mth
    • Year 2
    • 6M SIBOR + 0.450% = 2.39%
    • $ 389/mth
    • Year 3
    • 6M SIBOR + 0.500% = 2.44%
    • $ 392/mth
    • Year 4
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth
    • Year 5
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth
    • Year 6+
    • 6M SIBOR + 0.600% = 2.54%
    • $ 396/mth


2.30% (First year)


$ 385 (First year)


No Lock-in Lock-in Period
MR(UOB) Rate Type

FEATURES

  • - Maximum loan tenure for HDB is 30 years.
  • - HDB Min Loan $80,000

RATES AND PAYMENTS

    • Year 1
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth
    • Year 2
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth
    • Year 3
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth
    • Year 4
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth
    • Year 5
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth
    • Year 6+
    • MR(UOB) + 1.450% = 2.30%
    • $ 385/mth


2.30% (First year)


$ 385 (First year)


2 years Lock-in Period
MBR(OCBC) Rate Type

FEATURES

  • Free Conversion if MBR increase

RATES AND PAYMENTS

    • Year 1
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 2
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 3
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 4
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 5
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 6+
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth


2.30% (First year)


$ 385 (First year)


2 years Lock-in Period
MBR(OCBC) Rate Type

FEATURES

  • Maximum loan tenure for HDB is 30 years

RATES AND PAYMENTS

    • Year 1
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 2
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 3
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 4
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 5
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 6+
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth


2.30% (First year)


$ 385 (First year)


2 years Lock-in Period
MBR(OCBC) Rate Type

FEATURES

  • Free Conversion if MBR increase

RATES AND PAYMENTS

    • Year 1
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 2
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 3
    • MBR(OCBC) + 0.750% = 2.30%
    • $ 385/mth
    • Year 4
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 5
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth
    • Year 6+
    • MBR(OCBC) + 0.950% = 2.50%
    • $ 394/mth


2.30% (First year)


$ 385 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.300% = 2.30%
    • $ 385/mth
    • Year 2
    • Board + 2.340% = 2.34%
    • $ 387/mth
    • Year 3
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 437/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 437/mth


2.30% (First year)


$ 385 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • - Interest commence 3months from Letter of Offer
  • - Annual Fee $400
  • - Commitment Fee $2,000

RATES AND PAYMENTS

    • Year 1
    • Board + 2.300% = 2.30%
    • $ 385/mth
    • Year 2
    • Board + 2.400% = 2.40%
    • $ 390/mth
    • Year 3
    • Board + 3.200% = 3.20%
    • $ 430/mth
    • Year 4
    • Board + 4.150% = 4.15%
    • $ 479/mth
    • Year 5
    • Board + 4.150% = 4.15%
    • $ 479/mth
    • Year 6+
    • Board + 4.150% = 4.15%
    • $ 479/mth


2.30% (First year)


$ 385 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • - Interest commence 3months from Letter of Offer
  • - Annual Fee $400
  • - Commitment Fee $2,000

RATES AND PAYMENTS

    • Year 1
    • Board + 2.300% = 2.30%
    • $ 385/mth
    • Year 2
    • Board + 2.400% = 2.40%
    • $ 390/mth
    • Year 3
    • Board + 3.550% = 3.55%
    • $ 448/mth
    • Year 4
    • Board + 4.150% = 4.15%
    • $ 479/mth
    • Year 5
    • Board + 4.150% = 4.15%
    • $ 479/mth
    • Year 6+
    • Board + 4.150% = 4.15%
    • $ 479/mth


2.35% (First year)


$ 387 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 2
    • Board + 2.400% = 2.40%
    • $ 390/mth
    • Year 3
    • Board + 2.450% = 2.45%
    • $ 392/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 438/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 438/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 438/mth


2.35% (First year)


$ 387 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • Min Loan $600k for subsidy

RATES AND PAYMENTS

    • Year 1
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 2
    • Board + 2.450% = 2.45%
    • $ 392/mth
    • Year 3
    • Board + 2.550% = 2.55%
    • $ 397/mth
    • Year 4
    • Board + 4.680% = 4.68%
    • $ 506/mth
    • Year 5
    • Board + 4.680% = 4.68%
    • $ 506/mth
    • Year 6+
    • Board + 4.680% = 4.68%
    • $ 506/mth


2.35% (First year)


$ 387 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • - Interest commence 3months from Letter of Offer
  • - Annual Fee $400
  • - Commitment Fee $2,000
  • - LTV Capped 70%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.350% = 2.35%
    • $ 387/mth
    • Year 2
    • Board + 2.500% = 2.50%
    • $ 395/mth
    • Year 3
    • Board + 3.350% = 3.35%
    • $ 438/mth
    • Year 4
    • Board + 4.250% = 4.25%
    • $ 484/mth
    • Year 5
    • Board + 4.250% = 4.25%
    • $ 484/mth
    • Year 6+
    • Board + 4.250% = 4.25%
    • $ 484/mth


2.37% (First year)


$ 388 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • No partial payment penalty for 1st 20% of loan

RATES AND PAYMENTS

    • Year 1
    • Board + 2.370% = 2.37%
    • $ 388/mth
    • Year 2
    • Board + 2.410% = 2.41%
    • $ 390/mth
    • Year 3
    • Board + 2.450% = 2.45%
    • $ 392/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 438/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 438/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 438/mth


2.38% (First year)


$ 389 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • Facility Fee: $1,600
  • valid till 31 October 2018

RATES AND PAYMENTS

    • Year 1
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 3
    • Board + 2.780% = 2.78%
    • $ 409/mth
    • Year 4
    • Board + 6.000% = 6.00%
    • $ 581/mth
    • Year 5
    • Board + 6.000% = 6.00%
    • $ 581/mth
    • Year 6+
    • Board + 6.000% = 6.00%
    • $ 581/mth


2.38% (First year)


$ 389 (First year)


3 years Lock-in Period
Board Rate Type

FEATURES

  • CFR currently at 6.25%

RATES AND PAYMENTS

    • Year 1
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 2
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 3
    • Board + 2.880% = 2.88%
    • $ 414/mth
    • Year 4
    • 3M SIBOR + 2.880% = 4.76%
    • $ 511/mth
    • Year 5
    • 3M SIBOR + 2.880% = 4.76%
    • $ 511/mth
    • Year 6+
    • 3M SIBOR + 2.880% = 4.76%
    • $ 511/mth


2.38% (First year)


$ 389 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • Min Loan $600k for subsidy

RATES AND PAYMENTS

    • Year 1
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 2
    • Board + 2.480% = 2.48%
    • $ 394/mth
    • Year 3
    • Board + 3.380% = 3.38%
    • $ 439/mth
    • Year 4
    • Board + 3.380% = 3.38%
    • $ 439/mth
    • Year 5
    • Board + 3.380% = 3.38%
    • $ 439/mth
    • Year 6+
    • Board + 3.380% = 3.38%
    • $ 439/mth


2.38% (First year)


$ 389 (First year)


2 years Lock-in Period
Board Rate Type

FEATURES

  • Valuation subsidy: Up to $500
  • For own business use

RATES AND PAYMENTS

    • Year 1
    • Board + 2.380% = 2.38%
    • $ 389/mth
    • Year 2
    • Board + 2.480% = 2.48%
    • $ 394/mth
    • Year 3
    • Board + 6.500% = 6.50%
    • $ 617/mth
    • Year 4
    • Board + 6.500% = 6.50%
    • $ 617/mth
    • Year 5
    • Board + 6.500% = 6.50%
    • $ 617/mth
    • Year 6+
    • Board + 6.500% = 6.50%
    • $ 617/mth